Austin, TX

Home Loans in Austin

Buying, refinancing, building or investing in Central Texas? We shop multiple lenders to find a loan that fits, from first homes to jumbo loans.

  • Central Texas Travis, Williamson & Hays
  • Jumbo options for higher prices
  • Multiple lenders shopped

Answer a few quick questions to see your loan options, call (214) 843-0612, or start your application.

Buying in Austin: what to know

  • Prices in parts of Austin can go past the conforming loan limit. We'll tell you early if you need a jumbo loan
  • Many newer suburban communities have MUD or PID taxes. We include them in your payment up front
  • Property taxes vary by city, school district and special districts, so compare payments, not just prices
  • File your homestead exemption with your county appraisal district after you move in

See jumbo loans

Austin

From central neighborhoods to the growing east side, Austin offers a wide range of homes. Conventional and jumbo loans are common, and FHA helps first-time buyers get in with less down.

Round Rock & Pflugerville

North of Austin with established neighborhoods and newer communities, popular with families and commuters.

Cedar Park & Leander

Northwest of Austin in Williamson County, with plenty of new construction and first-time buyer options.

Georgetown

The Williamson County seat, with a historic downtown, new master-planned communities and some outlying areas that may qualify for USDA.

Kyle, Buda & San Marcos

South along I-35 in Hays County, where newer homes and lower price points attract first-time buyers and investors.

Dripping Springs & Bastrop

Hill Country and east-side areas with acreage and custom builds. Ask about construction loans if you want to build.

Frequently Asked Questions

Do you lend in Austin even though you're based in Dallas?

Yes. We serve all of Texas, plus Alabama, California, Florida, Georgia and North Carolina. Everything can be done by phone and online.

Can I build a home on land outside Austin?

Yes. We offer construction loans for building on your own lot or acreage. See our construction loans page or answer a few questions to get started.

Do you do investment property loans in Austin?

Yes. DSCR loans let you qualify with the property's rent instead of your personal income, and you can close in an LLC.

Funded America Home Loans

5301 Alpha Rd, Suite 66-212, Dallas, TX 75240. Call (214) 843-0612. Serving Dallas–Fort Worth and all of Texas, plus AL, CA, FL, GA and NC. Read our reviews on Google.

  • More Options. A Home Loan That Fits.
  • DSCR Loans for Real Estate Investors
  • Conventional Home Loans in Dallas, TX
  • FHA Loans in Dallas, TX
  • $0 Down USDA Home Loans in Texas
  • Construction Loans to Build Your Dream Home
  • FHA 203(k) Rehab Loans: Buy and Fix Up in One Loan
  • HELOC: Tap Your Equity and Keep Your Rate
  • Home Equity Loans: One Lump Sum, One Fixed Payment
  • Refinance Your Home Loan in Texas
  • Buying Your First Home in Texas
  • Home Loans Across Dallas–Fort Worth
  • Veteran-Owned. Relationship-Driven.
  • Start Your Application
  • Work With Danielle Kumani
  • Work With Kamille Green
  • VA Home Loans for Veterans and Military Families
  • Turn Your Home Equity Into Cash
  • Bank Statement Loans for the Self-Employed
  • Jumbo Loans for Higher-Priced Homes
  • P&L and Asset-Based Home Loans
  • Fix and Flip and Bridge Loans for Investors
  • ITIN and Foreign National Home Loans
  • Down Payment Assistance Programs
  • Manufactured Home Loans
  • Home Loans in Fort Worth
  • Home Loans in Houston
  • Home Loans in San Antonio
  • Home Loans in Atlanta and Across Georgia
  • Mortgage Payment Calculator

Funded America LLC · Mortgage Broker · NMLS #2575079 · Licensed in Alabama, California, Florida, Georgia, North Carolina and Texas. We are a mortgage broker, not a lender, and are not affiliated with any government agency. Equal Housing Opportunity.