Based in Dallas. Serving Six States.

More Options. A Home Loan That Fits.

Buying, refinancing, building, or investing—we help you explore financing that fits your goals.

Multiple lenders shopped for you
6 states licensed
Veteran owned and operated

Answer a few quick questions to see your loan options, call (214) 843-0612, or start your application.

Find the Right Loan for Your Goal

Conventional Loans: As little as 3% down for qualified first-time buyers. PMI can come off once you reach 20% equity.
FHA Loans: 3.5% down with a 580+ credit score. Flexible on credit history and debt.
VA Loans: $0 down with full entitlement and no PMI. Purchase, IRRRL, cash-out, construction and renovation.
USDA Loans: $0 down in eligible areas on the edges of DFW and across rural Texas.
Jumbo Loans: Financing for homes above the conforming loan limit, fixed or adjustable.
First-Time Home Buyers: Low down payment options and a step-by-step plan from preapproval to keys.
Down Payment Assistance: Grants and forgivable loans that can help cover your down payment or closing costs.
Manufactured Home Loans: FHA, conventional and USDA financing for manufactured homes on their own land.
Construction Loans: Build your home with one loan. Conventional, FHA and other one-time close options.
FHA 203(k) Rehab Loans: Buy or refinance and roll up to $75K in repairs into one FHA loan with 3.5% down.
Refinance: Lower your payment, drop mortgage insurance, or take cash out under Texas rules.
Cash-Out Refinance: Replace your mortgage with a larger loan and take the difference in cash.
HELOC: A line of credit on your home's equity. Keep your first mortgage and draw what you need.
Home Equity Loan: One lump sum with a fixed payment, without touching your first mortgage.
Bank Statement Loans: Self-employed? Qualify with 12 or 24 months of bank deposits instead of tax returns.
P&L and Asset-Based Loans: Qualify with a CPA-prepared P&L or with your savings and investments.
ITIN & Foreign National: Home loans without a Social Security number, and for buyers living abroad.
DSCR / Investor Loans: Qualify with the property's rent, not your tax returns. Close in an LLC.
Fix & Flip / Bridge Loans: Short-term financing to buy and renovate, based on after-repair value.

Why work with a mortgage broker?

A bank can only offer you its own loans. As a broker, we work with multiple wholesale lenders, so we can compare programs, pricing and guidelines side by side and match you with the one that fits.

You still get one point of contact from application to closing. We gather your documents once, shop your scenario, and keep you updated until you have keys in hand.

Options from multiple lenders, not just one
One loan officer who knows your file start to finish
Programs for first-time buyers, move-up buyers, investors and the self-employed

How it works

Start your application online. It takes about 15 minutes.
We review your goals and shop lenders for your best fit.
You choose your loan, we handle the paperwork and keep you posted through closing.

Serving Dallas–Fort Worth and all of Texas

We're based in Dallas and help buyers and homeowners across DFW, including Frisco, Plano, McKinney, Fort Worth and Arlington. We're also licensed in Alabama, California, Florida, Georgia and North Carolina.

See Dallas–Fort Worth loan options

Frequently Asked Questions

Are you a bank or a mortgage broker?

We're a licensed mortgage broker. We don't lend our own money. We shop your loan with multiple wholesale lenders to find the right program and pricing for you.

Does it cost more to use a broker?

Not usually. Wholesale pricing is often competitive with, or better than, retail banks. Your Loan Estimate shows every cost up front so you can compare.

Which states do you serve?

Funded America is licensed in Alabama, California, Florida, Georgia, North Carolina and Texas. DSCR investor loans are available in more states.

Funded America Home Loans

5301 Alpha Rd, Suite 66-212, Dallas, TX 75240. Call (214) 843-0612. Serving Dallas–Fort Worth and all of Texas, plus AL, CA, FL, GA and NC. Read our reviews on Google.

Funded America LLC · Mortgage Broker · NMLS #2575079 · Licensed in Alabama, California, Florida, Georgia, North Carolina and Texas. We are a mortgage broker, not a lender, and are not affiliated with any government agency. Equal Housing Opportunity.